:root{--ink:#233d36;--paper:#f8f5ec;--forest:#305b4d;--amber:#b67d42;--line:#d9ded3}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font:17px/1.65 system-ui,sans-serif}h1,h2{font-family:Georgia,serif;font-weight:400;letter-spacing:-.04em;line-height:1.08}h1{font-size:clamp(48px,6.5vw,86px);margin:22px 0}h2{font-size:clamp(36px,4.5vw,58px);margin:18px 0 30px}h3{line-height:1.3;font-size:21px}a{color:inherit}header{max-width:1200px;margin:auto;padding:28px 40px;display:flex;justify-content:space-between;align-items:center;gap:16px;border-bottom:1px solid var(--line)}.brand{text-decoration:none;font-weight:650}.badge,.eyebrow{font-size:11px;letter-spacing:.16em;font-weight:700}.badge{border:1px solid var(--line);padding:7px 12px;border-radius:30px}main{max-width:1200px;margin:auto}section{padding:72px 40px;border-bottom:1px solid var(--line);scroll-margin-top:24px}.hero{display:grid;grid-template-columns:1.3fr 1fr;gap:45px;align-items:center;padding-top:65px}.lead{font-size:21px;max-width:660px}.small{font-size:13px;color:#53655d}.button{display:inline-flex;gap:35px;padding:15px 25px;background:var(--forest);color:white;border-radius:30px;text-decoration:none;margin:14px 0}.family-art{height:460px;position:relative;background:#e7e6d4;border-radius:180px 180px 10px 10px;overflow:hidden}.sun{width:100px;height:100px;background:#d8ab68;border-radius:100%;position:absolute;top:45px;right:38px}.roof{width:235px;height:235px;position:absolute;border-left:10px solid #63816b;border-top:10px solid #63816b;transform:rotate(45deg);top:100px;left:70px}.person{position:absolute;border-radius:50% 50% 5px 5px;width:70px;height:145px;top:225px;background:#a97b5b}.person:before{content:'';position:absolute;width:49px;height:49px;border-radius:100%;top:-45px;left:10px;background:inherit}.p1{left:75px;background:#426753}.p2{left:210px;background:#b27c53}.p3{left:150px;top:285px;width:55px;height:100px;background:#d1b077}.p3:before{width:40px;height:40px;top:-36px;left:8px}.ground{position:absolute;bottom:60px;width:100%;height:30px;background:#d1d8be;border-radius:100%}.family-art span{position:absolute;bottom:15px;left:25px;font:italic 17px Georgia}.three,.four{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}.four{grid-template-columns:repeat(4,1fr);gap:12px;margin-top:30px}article{padding:20px 0}.big{font:36px Georgia;margin:0}.big small{font:11px system-ui}.explorer{background:#edf0e7;border-radius:16px}.controls{display:flex;gap:22px;margin:28px 0}label{display:block;font-size:14px;font-weight:650;flex:1}select{display:block;width:100%;margin-top:8px;padding:13px;border:1px solid #adb9aa;border-radius:8px;background:var(--paper);color:var(--ink);font:inherit}.notice{border-left:3px solid var(--amber);background:#faf4e6;padding:16px 20px;font-size:14px;margin:24px 0}.chart-header{display:flex;justify-content:space-between;align-items:center;gap:12px}#status{font-size:13px}svg{width:100%;height:auto;background:#f8faf4;border-radius:10px}.legend{display:flex;gap:24px;font-size:12px;color:var(--forest)}.muted{color:#7c8177}.range-label{margin:24px 0 8px;display:flex;justify-content:space-between}input[type=range]{width:100%;accent-color:var(--forest);height:30px}.milestones{display:flex;gap:8px;flex-wrap:wrap}button{cursor:pointer;border:1px solid #adb9aa;color:var(--ink);background:transparent;padding:9px 15px;border-radius:20px;font:inherit;font-size:13px}.four div{border-top:1px solid #bac6b6;padding:15px 5px}.four strong{display:block;font-size:clamp(16px,2vw,24px);margin-top:8px}.four span{font-size:12px}details{border-bottom:1px solid var(--line);padding:22px 0}summary{cursor:pointer;font-weight:650}details p{max-width:850px}.table-wrap{overflow:auto;max-height:500px;margin-top:20px}table{border-collapse:collapse;font-size:12px;width:100%;white-space:nowrap}th,td{text-align:right;padding:12px;border-bottom:1px solid var(--line)}th{background:#e1e7da;position:sticky;top:0}caption{text-align:left;white-space:normal;margin-bottom:12px}.text-button{border:0;padding:0;font-weight:650;text-decoration:underline}.living{background:#e6eadf}footer{padding:60px 40px;background:var(--ink);color:#f2f0e6}footer .small{color:#bdc8be}.skip{position:absolute;top:-100px}.skip:focus{top:0;background:white;padding:15px;z-index:10}:focus-visible{outline:3px solid #b67d42;outline-offset:4px}@media(max-width:700px){header{padding:20px;flex-wrap:wrap}.badge{font-size:9px}section{padding:45px 22px}.hero{grid-template-columns:1fr;gap:25px}.family-art{height:390px;max-width:400px;width:100%;margin:auto}.three{grid-template-columns:1fr;gap:5px}.four{grid-template-columns:repeat(2,1fr)}.controls{flex-direction:column;gap:16px}.chart-header{align-items:start;flex-direction:column}.legend{gap:12px}.lead{font-size:18px}footer{padding:45px 22px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
.hero-secondary{display:block;font-size:14px;font-weight:650;margin:4px 0 20px}.benefit-intro{display:grid;grid-template-columns:1fr 1fr;gap:36px;border-top:1px solid #bdcbb7;border-bottom:1px solid #bdcbb7;margin:35px 0 15px}.benefit-icon{font:34px Georgia;color:#6a795b}.benefit-intro h3{font:27px Georgia;margin:12px 0}.source-note{font-size:13px;color:#53655d}.benefit-heading{font:30px Georgia;margin:45px 0 10px}.benefit-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin:30px 0}.benefit-card{background:#f8f5ec;padding:28px;border:1px solid #d1dac9;border-radius:12px}.benefit-card h3{font:29px/1.15 Georgia;margin:15px 0}.benefit-card>p:not(.eyebrow):not(.small){font-size:16px}.benefit-card details{font-size:14px;padding:17px 0}.benefit-card summary{color:#305b4d}.benefit-card:last-child{grid-column:1/-1}.benefit-tradeoff{display:grid;grid-template-columns:1fr 1fr;gap:40px;background:#305b4d;color:#faf6ea;padding:32px;border-radius:12px;margin:35px 0}.benefit-tradeoff h3{font:35px/1.1 Georgia}.effect-list p{border-bottom:1px solid #688476;padding-bottom:14px;font-size:15px}.effect-list strong{font-size:18px}.process li{margin:15px 0}@media(max-width:700px){.benefit-intro,.benefit-grid,.benefit-tradeoff{grid-template-columns:1fr;gap:16px}.benefit-card{padding:22px}.benefit-tradeoff{padding:24px}.benefit-intro{gap:0}.benefit-card:last-child{grid-column:auto}}
.age-benefits{margin:40px 0;padding:28px;background:#f8f5ec;border:1px solid #c4d1ba;border-radius:12px}.age-benefits>h3,.eligible-events>h3{font:32px Georgia}.age-benefits select{max-width:260px}.age-amount-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin:25px 0}.age-amount-grid>div{border-top:2px solid #91a583;padding:12px 0}.age-amount-grid h4{margin:0 0 12px;font-size:16px}.age-amount-grid strong{font:27px Georgia}.event-columns{display:grid;grid-template-columns:1.2fr 1fr;gap:40px}.event-columns li{margin:6px 0}.eligible-events{padding:15px 0 30px}.event-columns h4{font:23px Georgia}.age-benefits .table-wrap{max-height:none}@media(max-width:700px){.age-benefits{padding:22px}.age-amount-grid,.event-columns{grid-template-columns:1fr;gap:12px}}
:root{--paper:#fcf8f0;--ink:#173e35;--forest:#174e40;--amber:#d2794c}body{font-size:16px}header{position:sticky;top:0;z-index:5;background:#fcf8f0ee;backdrop-filter:blur(12px);padding:18px 40px}nav{display:flex;gap:26px;font-size:13px}nav a{text-decoration:none}.hero{min-height:620px;background:radial-gradient(ellipse at 85% 30%,#e6ecd8,transparent 60%)}h1{font-size:clamp(48px,6.4vw,82px)}.hero .lead{max-width:530px}.hero .button{background:#d2794c;color:white;box-shadow:0 10px 25px #d2794c22}.family-art{background:#dfe8d1;transform:rotate(2deg);box-shadow:22px 22px 0 #e8dfca}.family-art span{bottom:20px}.choice-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin:35px 0}.choice{padding:28px;position:relative;background:#eee8db;border-radius:18px;text-decoration:none;transition:transform .2s}.choice:hover{transform:translateY(-5px)}.choice.featured{background:#174e40;color:#faf5e9}.choice-symbol{font:50px Georgia;display:block}.choice-number{position:absolute;top:28px;right:25px;font-size:12px;opacity:.7}.choice h3{font:31px Georgia;margin:20px 0 10px}.choice p{font-size:15px;margin-bottom:36px}.choice-arrow{position:absolute;bottom:20px;right:25px;font-size:28px}.policy-strip{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;border-top:1px solid var(--line);padding-top:25px;scroll-margin-top:100px}.policy-strip span{display:block;font-size:12px;color:#607166}.policy-strip strong{font:30px Georgia;display:block;margin-top:10px}.policy-strip small{font:11px system-ui}.living{border-radius:24px;background:#e8efdf;margin:0 20px;padding:60px 35px;scroll-margin-top:95px}.living-summary{display:flex;flex-wrap:wrap;gap:8px;margin-top:28px}.mini-pill{border:1px solid #bbccb0;border-radius:30px;padding:7px 12px;font-size:12px}.benefit-tabs{display:grid;grid-template-columns:repeat(5,1fr);gap:10px;margin:35px 0 15px}.benefit-tabs button{padding:18px 8px;border-radius:14px;border:1px solid #bacbb0;background:#f8faef;font-size:14px;font-weight:600}.benefit-tabs button span{display:block;font:34px Georgia;margin-bottom:8px}.benefit-tabs button[aria-pressed=true]{background:#174e40;color:#fff;border-color:#174e40;box-shadow:0 8px 18px #174e4025}.benefit-grid{display:block;margin:0}.benefit-card{display:grid;grid-template-columns:.65fr 1.35fr;gap:35px;padding:30px;border-radius:18px;min-height:290px;align-items:center}.benefit-card[hidden]{display:none}.benefit-card-visual{height:100%;min-height:240px;border-radius:120px 120px 20px 20px;background:#f0dec6;display:flex;flex-direction:column;justify-content:center;align-items:center;color:#b26840}.benefit-card-visual>span{font:110px Georgia}.benefit-card-visual small{font-size:9px;letter-spacing:.15em}.benefit-card h3{font-size:36px}.age-benefits{background:#fffaf1;margin:25px 0;border-radius:18px}.age-benefits>p:not(.eyebrow):not(.small){max-width:700px;font-size:14px}.age-buttons{display:flex;gap:12px;margin:16px 0}.age-buttons button{border-radius:12px;padding:12px 28px;font:30px Georgia;background:#f0eadf}.age-buttons span{display:block;font:11px system-ui}.age-buttons [aria-pressed=true]{background:#d2794c;border-color:#d2794c;color:white}.age-amount-grid{grid-template-columns:repeat(4,1fr);gap:15px}.age-amount-grid strong{font:25px Georgia}.age-amount-grid h4{font-size:13px;min-height:38px}.age-amount-grid .small{font-size:11px}.age-label{margin-top:20px}.age-benefits .notice{font-size:12px}.eligible-events>summary{font-size:16px}.benefit-tradeoff{display:block;background:#174e40;padding:32px}.benefit-tradeoff h3{font-size:38px;margin:12px 0 30px}.flow-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:25px}.flow-grid span{width:38px;height:38px;display:grid;place-items:center;background:#d8a775;color:#173e35;border-radius:50%;font:22px Georgia}.flow-grid h4{font-size:17px;margin:18px 0 10px}.flow-grid p{font-size:14px;opacity:.85}.benefit-tradeoff .small{color:#d0dec8}.stories{padding:30px 0;scroll-margin-top:100px}.stories>h3{font:34px Georgia}.story-buttons{display:flex;gap:10px;flex-wrap:wrap}.story-buttons button[aria-pressed=true]{background:#174e40;color:#fff}#story-content{padding:25px;margin-top:20px;background:#f8f5ec;border-radius:18px}#story-content h4{font:27px Georgia;margin:0 0 25px}.story-steps{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.story-steps span{color:#d2794c;font:28px Georgia}.story-steps h5{font-size:16px;margin:12px 0}.story-steps p{font-size:14px}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}section{scroll-margin-top:100px}.notice{border-radius:0 10px 10px 0}.explorer{margin:35px 20px;background:#f0ede3}footer{border-radius:24px 24px 0 0}@media(max-width:700px){header{padding:13px 20px}.brand{font-size:14px}nav{gap:14px;order:3;width:100%}.badge{font-size:8px}.hero{padding:45px 22px;min-height:auto}.family-art{height:350px;max-width:330px;box-shadow:10px 10px 0 #e8dfca}.choice-grid{grid-template-columns:1fr}.choice{padding:22px;min-height:150px}.choice-symbol{float:left;margin-right:20px;font-size:42px}.choice h3{font-size:26px;margin:5px 0}.choice p{margin:12px 0 15px}.choice-number{top:20px}.policy-strip{grid-template-columns:1fr}.policy-strip>div{display:flex;justify-content:space-between;align-items:center}.policy-strip strong{font-size:25px}.living{margin:0 10px;padding:35px 20px}.benefit-tabs{grid-template-columns:repeat(5,1fr);gap:5px}.benefit-tabs button{font-size:10px;padding:12px 3px}.benefit-tabs button span{font-size:27px}.benefit-card{grid-template-columns:1fr;padding:22px;gap:16px}.benefit-card-visual{min-height:110px;height:110px;border-radius:12px;flex-direction:row;gap:20px}.benefit-card-visual>span{font-size:70px}.benefit-card h3{font-size:29px}.age-buttons{gap:7px}.age-buttons button{padding:10px 16px;font-size:27px}.age-amount-grid{grid-template-columns:1fr 1fr}.age-amount-grid strong{font-size:23px}.age-amount-grid h4{min-height:0}.flow-grid,.story-steps{grid-template-columns:1fr}.flow-grid>div{border-top:1px solid #446f5e;padding-top:18px}.benefit-tradeoff{padding:24px}.explorer{margin:25px 10px}.age-benefits{padding:20px}.family-art .roof{left:50px}.family-art .p1{left:65px}.family-art .p2{left:190px}.family-art .p3{left:140px}}
.explorer{background:#eef2e8;border:1px solid #dbe4d1;border-radius:26px;margin:20px;padding:45px 35px}.chart-title{display:flex;justify-content:space-between;gap:30px;align-items:center}.chart-title h2{margin:12px 0 22px;font-size:clamp(34px,4vw,52px)}.chart-title p{max-width:560px;color:#526958}.chart-stamp{flex-shrink:0;background:#dce6d0;border-radius:50%;width:145px;height:145px;display:flex;flex-direction:column;align-items:center;justify-content:center;font:30px Georgia;text-align:center}.chart-stamp small{font:11px system-ui;margin-top:10px}.explorer .controls{gap:14px}.explorer .controls label{font-size:12px}.explorer select{font-size:13px}.chart-canvas{background:#fbfdf7;border:1px solid #dce6d2;padding:24px;border-radius:20px;box-shadow:0 12px 25px #173e3508}.chart-header h3{font:27px Georgia;margin:0 0 20px}.chart-header #status{background:#e5ecdd;padding:5px 10px;border-radius:20px;font-size:11px}.chart-canvas svg{background:transparent}.legend{align-items:center;flex-wrap:wrap}.chart-help{margin-left:auto;color:#6b7b65;font-size:10px}.chart-values>div{padding:18px;background:#fbfdf7;border:1px solid #d6e1cd;border-radius:12px}.chart-values>div:nth-child(2){background:#174e40;color:#f6f7ec;border-color:#174e40}.chart-values strong{font:25px Georgia}.explorer input[type=range]{height:38px}.explorer .milestones button{background:#fbfdf7}.explorer .notice{font-size:12px}.range-label{font-size:13px}.chart-values span{font-size:11px}@media(max-width:700px){.explorer{margin:12px 10px;padding:30px 20px}.chart-title{display:block}.chart-stamp{display:none}.chart-canvas{padding:15px 10px}.chart-header h3{font-size:24px;margin-bottom:8px}.chart-header{gap:7px;margin-bottom:12px}.chart-help{margin-left:0}.chart-values>div{padding:14px 10px}.chart-values strong{font-size:21px}.explorer .controls{gap:12px}.chart-title p{font-size:14px}}
.plan-opening{padding-top:50px}.plan-opening h1{font-size:clamp(40px,5.4vw,68px);margin:18px 0 25px}.plan-opening>.lead{max-width:760px}.plan-commitment{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:30px;background:#e8efdf;border-radius:18px;margin:28px 0 15px}.plan-commitment span{display:block;font-size:12px}.plan-commitment strong{display:block;font:39px Georgia;margin-top:8px}.plan-commitment small{font:13px system-ui}.plan-commitment .plan-times{font:30px Georgia;color:#8d9b80}.plan-roadmap{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin:30px 0}.plan-roadmap a{display:flex;align-items:center;gap:12px;background:#f0eadf;border-radius:12px;padding:18px;text-decoration:none;font-size:13px}.plan-roadmap b{font:26px Georgia;color:#ae6c41}.plan-roadmap span{flex:1}.family-protection{display:grid;grid-template-columns:1.1fr 1fr;gap:30px;align-items:center}.protection-number{padding:32px;background:#174e40;color:#fff9ed;border-radius:20px}.protection-number>span{font-size:13px}.protection-number strong{font:49px Georgia;display:block;margin:18px 0}.protection-number small{font:15px system-ui}.protection-number p{font-size:15px}.family-foot{grid-column:1/-1;border-top:1px solid #d4dfcb;padding-top:15px;max-width:850px}.money-guide,.milestone-grid,.duration-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.money-guide{margin:25px 0}.money-guide article{padding:22px;background:#fbfdf7;border-radius:14px}.money-guide article>span{font-size:10px;letter-spacing:.1em;color:#6b7f60}.money-guide h3{font:25px Georgia;margin:12px 0}.money-guide p{font-size:14px}.plan-milestones,.coverage-duration{margin:35px 0;padding:25px;border:1px solid #c5d5b9;border-radius:16px}.plan-milestones>h3,.coverage-duration>h3,.explore-heading{font:28px Georgia}.milestone-grid article{padding:10px 0}.milestone-year{background:#dce7cf;padding:6px 10px;border-radius:20px;font-size:12px}.milestone-grid h4{font-size:18px;line-height:1.35}.milestone-grid p{font-size:14px}.coverage-duration{background:#fbf9f0}.duration-grid{margin:25px 0}.duration-grid>div{border-left:3px solid #91aa7d;padding-left:14px}.duration-grid span{font-size:12px;display:block}.duration-grid strong{font:25px Georgia;display:block;margin:12px 0}.duration-grid p{font-size:13px}.value-definition{font-size:12px;line-height:1.45;margin:12px 0 0;opacity:.85}.chart-canvas{scroll-margin-top:105px}@media(max-width:700px){.plan-opening{padding:35px 22px}.plan-commitment{flex-direction:column;align-items:flex-start;gap:15px;padding:24px}.plan-commitment .plan-times{display:none}.plan-commitment strong{font-size:34px}.plan-roadmap,.family-protection,.money-guide,.milestone-grid,.duration-grid{grid-template-columns:1fr}.family-protection{padding:35px 22px}.protection-number strong{font-size:38px}.family-foot{grid-column:auto}.plan-milestones,.coverage-duration{padding:20px}.milestone-grid article+article{border-top:1px solid #c5d5b9;padding-top:25px}.chart-values strong{font-size:20px}.value-definition{font-size:11px}}

/* Clarify index mechanics, tax treatment and terminal age examples. */
.tax-note{padding:24px;border-radius:18px;background:#e3ecd9;margin-bottom:22px}.tax-note>strong{font-size:1.2rem}.index-explainer{margin:38px 0;padding:30px;border:1px solid #cedbc7;border-radius:24px;background:#f8faf4}.index-explainer h3,.terminal-age h3{font-size:clamp(1.5rem,3vw,2.2rem);line-height:1.15}.rate-grid,.credit-grid,.terminal-grid,.history-stats{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.rate-grid article{padding:24px;background:#fff;border-radius:18px}.rate-grid article:nth-child(2){background:#164d41;color:#fff}.rate-grid article>span{font-size:.7rem;letter-spacing:.08em}.rate-grid article>strong{display:block;font-family:Georgia,serif;font-size:3.1rem;margin:8px 0}.rate-grid article>b{font-size:.85rem;line-height:1.4;display:block}.credit-grid p{padding:18px;background:#edf1e7;border-radius:12px}.credit-grid span,.credit-grid strong{display:block;margin:8px 0}.credit-grid strong{font-size:2rem}.market-history{margin-top:22px}.history-stats{margin:22px 0}.history-stats strong,.history-stats span{display:block}.history-stats strong{font-size:1.8rem}.history-stats span{font-size:.8rem}.history-row{display:grid;grid-template-columns:44px 1fr 80px;gap:12px;align-items:center;margin:9px 0;font-size:.85rem}.history-row>strong{text-align:right}.history-track{position:relative;height:24px;background:#edf0e9;border-radius:4px}.history-track:before{content:"";position:absolute;left:40%;height:100%;border-left:1px solid #85998e}.history-track i{position:absolute;top:4px;height:16px;border-radius:3px;background:#246653}.history-track .negative{background:#ae6146}.terminal-age{padding:26px;background:#f3ecdf;border-radius:20px;margin:24px 0}.terminal-grid article{border-top:2px solid #bc8b52}.terminal-grid h4{font-size:1.05rem}.terminal-grid p{font-size:.9rem}@media(max-width:700px){.index-explainer,.terminal-age{padding:20px}.rate-grid,.credit-grid,.terminal-grid{grid-template-columns:1fr}.rate-grid article{padding:20px}.history-stats{grid-template-columns:1fr;gap:14px}.history-stats>div{display:flex;align-items:baseline;gap:14px}.history-stats strong{font-size:1.5rem;min-width:115px}.history-row{gap:6px;grid-template-columns:38px 1fr 70px}}

.payment-flex{padding:50px 0;margin:20px 0;border-top:1px solid #cbd7c5}.payment-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin:26px 0}.payment-grid article{padding:24px;background:#f8faf4;border:1px solid #d2ddcb;border-radius:20px}.payment-grid article>span{font-size:.7rem;letter-spacing:.07em}.payment-grid article>strong{display:block;font-family:Georgia,serif;font-size:clamp(1.7rem,2.7vw,2.3rem);line-height:1.15;margin:20px 0}.payment-grid strong small{display:block;font-family:Arial,sans-serif;font-size:.8rem;font-weight:400;margin-top:8px}.payment-grid h3{font-size:1.2rem}.payment-grid .payment-plan{background:#174e41;color:#fff}.payment-plan .small{color:#e0e8dc}.payment-options{background:#f3ecdf;padding:28px;border-radius:22px;margin:26px 0}.payment-options-grid{display:grid;grid-template-columns:1fr 1fr;gap:26px}.payment-options-grid article{padding:0 0 14px;border-bottom:1px solid #d3c6b3}.payment-options-grid strong{font-size:1.8rem;font-family:Georgia,serif}.payment-next{padding:24px;border-left:4px solid #b57e40;background:#f8faf4;border-radius:0 16px 16px 0}.payment-next p{margin-bottom:0}@media(max-width:700px){.payment-grid,.payment-options-grid{grid-template-columns:1fr}.payment-grid article,.payment-options{padding:20px}.payment-flex{padding:30px 0}.payment-grid article>strong{font-size:2.3rem}}

/* Final reading hierarchy: plan, protection, accessible value, living benefits. */
.payment-flex.compact{padding:10px 0;margin:0 0 26px;border-top:0}.funding-details{background:#eef2e8;border-radius:18px;padding:18px 24px}.funding-details>summary{font-size:1.1rem}.funding-details>summary small{display:block;font-size:.85rem;font-weight:400;margin:8px 0 0}.recovery-compare{display:grid;grid-template-columns:1fr auto 1fr;gap:24px;align-items:center;padding:26px;background:#174e41;color:#fff;border-radius:18px;margin:22px 0}.recovery-compare strong{display:block;font-family:Georgia,serif;font-size:clamp(2rem,4vw,3.2rem);margin-top:12px}.recovery-compare small{font-family:Arial,sans-serif;font-size:.8rem}.recovery-compare>span{font-size:2rem}.plan-milestones .milestone-grid{grid-template-columns:1fr 1fr}.index-explainer>summary{font-size:1.15rem}.index-explainer[open]>summary{margin-bottom:28px}.compact-flow{margin:24px 0}.compact-flow h3{font-size:clamp(1.6rem,3vw,2.5rem)}#duracion{scroll-margin-top:110px}@media(max-width:700px){.recovery-compare{grid-template-columns:1fr;gap:12px;padding:22px}.recovery-compare>span{transform:rotate(90deg);width:30px}.plan-milestones .milestone-grid{grid-template-columns:1fr}.funding-details{padding:16px}.badge{font-size:.6rem}}